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Buying Services for Houston Home Buyers
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Congratulations! You have decided to purchase a home, or are thinking about buying one. You'll be joining the ranks of hundreds of families who realize that home ownership offers a number of benefits including building equity, saving for the future, and creating an environment for your family. When you own your own home, your hard-earned dollars contribute to your mortgage. The equity you earn is yours. Over time, your home will increase in value.
In the following reports, you'll find the information you need to make a wise buying decision. We'll take you through the planning process step-by-step , to help you determine which home is right for you. You'll find a host of informative articles on mortgages, viewing homes, the offer, closing details and moving.
Please contact me if you have any questions about buying a home in Houston or elsewhere in Texas. | Below, select desired reports and complete the form provided.
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FAQs About Agency
Questions and Answers Regarding Dislosure of Agency and Intermediary Practicefrom the Texas Real Estate Commission (TREC)
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Avoid The Most Common Buyer Errors
Some buyers, however, caught up in the excitement of buying a new home tend to overlook some items. When you have a systematic plan before you shop, you’ll be sure to avoid these costly errors. Here are some tips on making the most of your home purchase.
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Buying Your First Home?
Many renters are starting to think about purchasing a home of their own. This article highlights several factors that should be considered when purchasing a home.
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How Not To Pay Too Much For Your Home
This article helps you become a savvy buyer, by pointing out some of the pitfalls inherent in the home-buying process.
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A Smooth Home Purchase in Six Steps
Buying a home can be an emotional, time-consuming, and complex process. There are a few things that you can do to help make the process go as smooth as possible
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Homebuyer Tax Credit FAQ
NAR Frequently Asked Questions
Homebuyer Tax Credit Changes
National Association of REALTORS® Government Affairs Division, 500 New Jersey Avenue, NW, Washington DC, 20001
Here are some of the most frequently asked questions on the changes to the Homebuyer Tax Credit.
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Beware of Foreclosure Rescue Scams - Help Is Free!
Foreclosure rescue and mortgage modification scams are a growing problem. Homeowners must protect themselves so they do not lose money—or their home. The Federal government provides free resources to get you the help you need. Homeowners can call the Homeowner’s HOPE™ Hotline at 1-888-995-HOPE (4673) for information about the Making Home Affordable Program and to speak with a HUD-approved housing counselor. Assistance is available in English and Spanish, and other languages by appointment.
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What is “Making Home Affordable” all about?
Borrower FAQ - The Making Home Affordable Program is part of the Obama Administration’s broad, comprehensive strategy to get the economy and the housing market back on track. The Making Home Affordable Program offers two different potential solutions for borrowers: (1) refinancing mortgage loans, through the Home Affordable Refinance Program (HARP), and (2) modifying mortgage loans, through the Home Affordable Modification Program (HAMP).
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Understanding Your Mortgage Statement
Mortgage statements come in many different forms. However, most contain similar terms and information. Here are some commonly used terms and their definitions that may help you better understand your mortgage statement the Making Home Affordable program.
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1031 Tax Exchange Services Appraisers Insurance Companies Loan Officers Real Estate Attorney Title Companies
| 1031 Tax Exchange Services |
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| Appraisers |
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| Name |
Patrick O'Connor, MAI |
| Company |
O'Connor & Associates |
| Address |
2200 North Loop West, Suite 200 |
| Phone |
713-686-9955 |
| Toll Free Phone |
1-800-856-REAL (7325) |
| Fax |
713-686-3377 |
| Email |
info@poconnor.com |
| Website |
http://www.poconnor.com/ | |
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| Company |
Vance E. Powell III, MAI, SRPA, SRA |
| Address |
P.O. Box 164136 |
| Phone |
512-306-8179 |
| Email |
vep@sbcglobal.net | |
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| Loan Officers |
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| Name |
Robert Spiegel |
| Company |
The Spiegel Group, Mortgage Advisors |
| Address |
1535 West Loop South, Suite 325 Houston, TX 77027 |
| Phone |
(713) 961-LEND |
| Mobile |
(281) 596-6930 |
| Fax |
(713) 893-4962 |
| Email |
robert@rmspiegel.com |
| Website |
http://www.rmspiegel.com/ | |
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